A1FUNDER, LLC
structured funding experts
check out our equity mezzanine and structured financing loan Programs
We work with businesses of all sizes and stages of development.
Equity Program #1
- 7 to 30 Day Close
- Keep Your Equity
- 1% lender Origination Fees
- No Balloon Payments
- Flexible Capital
- Set Monthly Payments
- No Impact to Personal Credit or DTI
- Performance Based
- No Liens on Properties
- No Trade Lines on Credits
- Up to a 5-year term
The underwriting and qualification is the same across the board, T12 monthly profit and loss and must include debt service.
Equity Program #2
Founded to help commercial property owners satisfy the equity requirements of their projects. The company is built on a foundation of know‐how, creatively structuring preferred equity to provide senior equity in even the most complex situations. With extensive investment experience throughout the United States and Canada,
Term: Up to 10 years Maximum
Loan‐to‐Value up to 90%
Geography: United States and Canada
Property Types:
All income-producing properties (multi‐family, office,
industrial, retail, self-storage, mobile home parks,
parking garages, health care, etc.)
Fee: 2-5% Lender Fee
Speed, creativity, and dependability are the hallmarks of everything we do!
Equity Program #3
JV Interest Preferred Equity, no recorded lien, no hard pay, no maturity Investment Size $1 to 20 million Sponsor Capital 10% to 20% of total capitalization
Typical Waterfall Cash Flow:
1. First, to pay debt service
2. Next, to pay investors an ~8.5% cumulative compounded preferred return
3. Next, to pay the sponsor an ~8.5% cumulative compounded return
4. Then excess cash distributed ~2/3 to sponsor, ~1/3 to investor
Capital Transactions:
1. First, to repayment of senior debt
2. Next, return of investor equity with a >8.5% IRR lookback
3. Next, return of sponsor equity with a >8.5% IRR lookback
4. Then, ~2/3 to sponsor, ~1/3 to investor
Learn More
Term Sponsor and investor exit option via buy/sell
The targeted holding period is typically 3 - 5 years, with flexibility for longer hold periods
Covenants Approval on all major decisions
Transfer rights under the mortgage
Right to retain participation interest if repaid via refinance
Fees 2.0% to 4.0% of all advances
Let us help you meet your preferred equity needs.
Equity Program #4
Successful, independent Sponsors drive a significant portion of real estate transactions in the <$10mm equity market
- They regularly have needs for bridge equity (~2 years) but solutions that exist typically require Sponsors to take on long‐term equity partners
- At the same time, these Sponsors have accumulated equity value in portfolios of real estate assets that are not easily leveraged
Provide equity bridge solutions through “Structured Equity” with pricing that allows Sponsors to own 100% of the assets following repayment
- Invest up to 100% of the required equity in a transaction but require Sponsors to collateralize investment with other assets having value of 2x + of investment
- Invest as preferred equity that has contingent control rights in a transaction where we are looking to provide $4M of equity capital, for example, we would look for 2x ($8M) collateral coverage from the equity in owned cash flowing collateral properties. with first and second mortgages to 80% LTV, We look to secure those collateral assets with a purchase option, which works better with assets that are wholly owned, or near-wholly owned, by the group we are partnering with. In some cases, we have found that our partners are able to work with their 3rd party partners in the collateral assets to sign on as well in order to bring the ownership percentage up.
Structured Financing #5
We take on complex advisory assignments to solve for our client’s needs across various situations. We can assist with high-leverage execution-optimized capital solutions to Agency take-outs
- Early construction loan take-outs
- GP and LP equity placement
- Loan workouts
- Mezzanine financing
- Preferred Equity
- Stretch senior loans
- Opportunity Zones
- Foreclosure bailout
- Broken (Mid) construction
- we are Correspondent for Agency / HUD financing
- First Mortgage CMB
- Agency Multifamily Deb
- Bridge / Transitional Deb
- Mezzanine Debt / Preferred Equit
- Distressed Loan Acquisition
- B-Piece Investment
- LP Equity
Learn More
Loan Amount: $1,000,000 - $500,000,000
Term: 12 months - 60 months
Interest Rate: Starting at 8.75%
LTV: Up to 85% LTV
LTC : Up to 90% LTC
Recourse: Yes
Prepayment Flexibility: Yes
Non Owner RESIDENTIAL BRIDGE LOANS
• Non-owner occupied 1-4 residential, condominium, and townhomes.
• Multifamily (5+ units) apartments
• REO and foreclosure purchases
* Value Add
* Repositioning
* Adaptive Reuse
COMMERCIAL BRIDGE LOANS
• Office, industrial, retail, hospitality
• Mixed-use properties
• Vacant or leased buildings
• Mortgage and property pools
* Portfolio Loans
CONSTRUCTION BRIDGE LOANS
• Final stage residential and commercial
• Entitled land and lot loans
• Fix and flips
• Remodel and rehabilitation
* Horizontal construction - with exit to national builders
Structured Financing #6
As advisors, We have established a 30-year relationship with some of the largest commercial real estate investors in the marketplace today. Our investors have successfully closed credit facilities ranging from $1 million to over $550 million
Debt, Mezzanine and Equity placement services:
- Acquisition loans
- Bridge loans
- Condo inventory loans
- Construction loans
- Land loans
- Note-on-note financing
- Ground Lease
- A & B Notes
- Pace
- Refinances
- Note purchases
- Value add
- Repositioning
- Adaptive reuse
- Hard money fast close
- Partner buyouts
- No doc to Full doc
- Asset-based lending (ABL)
- Lot development loans with exit to national builders
Fix n Flips, Fix n Rent, Portfolio to 100% LTC
All Loan programs are subject to Lender due diligence- underwriting, location, etc - Programs are subject to change at any time.
The Commercial Real Estate Lenders You Need In Your Corner!
With 30+ years of experience in the capital markets space, our financial products help provide the capital that you need to succeed. When your business needs $100K or more, let our experts provide you with the quality service we are known for!
Highest leverage with speed and certainty of execution
Enjoy the best rates in the area
Speed up your closing process
Ready To Work With An Expert?
Get in touch today to learn more
A1FUNDER, LLC
structured funding experts
Hours:
Monday-Friday:
8am-7pm